P.8: Double Vision

On this page I will begin to show you how to unfuck the world without resorting to violence. Let's do this.
On this page I will begin to show you how to unfuck the world without resorting to violence. Let’s do this.

I’ve provided enough background in this MyStory series for now. Today, page 8, we jump ahead to the present. I used the word “asynalagonomy” on page 7 without explaining what it means. I told you about my Dad and I learned some things from him but incentivized asynalagonomy was not one of those things. What on earth was I thinking in 1982? My agreement with Dad was only partial and the valid points he made all resided dialectically within an anteasynalagonomic reality my father had no awareness of.

BUT WE NEED DEFINITIONS

I’m glad that there are only a handful of people who can pronounce “asynalagonomy” correctly. It takes a little practice. An even harder word is “anteasynalagonomy.” The fact that these words are hard to pronounce means they won’t be shared much and that gives me the opportunity to control what people think of them. This is strategic for me. I recognize that we live in a day when the meaning of many words shifts from month to month because of the tools of mass communication. Look up the word on Google and it turns the reader to this web site. That took some doing. Let it be.

Dick Van Dyke and Julie Andrews get ready to sing Supercalifragilisticexpialadocious. Long words can have a delicate beauty.
Dick Van Dyke and Julie Andrews get ready to sing Supercalifragilisticexpialadocious. Long words can have a delicate beauty.

I’ve defined it elsewhere here and I’m happy to help out on the meaning and pronunciation any time. “Ante” means “before.” “Synalagonomy” means a trade-based economy. The prefix “a” means “not.” So the word asynalagonomy means “an economy that is not based on trade” and anteasynalagonomy all put together means “the time before a tradeless economy,” or more specifically, “the economy of the time before a tradeless economy.” It means now.

So that’s the meaning. Now let’s practice the pronunciation.

  • “Ante” sounds like what you do before you play a hand of poker. You ante up.
  • “a” as in “asynalagonomy” uses the hard “a” sound as in “grape” or “ate.” The hard “a” sound is practical. Soft “a” as in apple is technically acceptable but much harder to garble out, so not recommended.
  • “synalagwn” is the root of this word. It comes from the Greek word for trade. Greek is an inflective language, so it is normal to change out the end of root words with all sorts of variables. That being the case, we don’t need to retain the hard “o” sound (as in “own”) just because the root is from the hard Greek omega rather than the soft Greek omicron. We can pronounce it like “on” as in “economy.”
  • “gonomy” rhymes with “economy.” I won’t go into the Greek here. You can ask an etymologist about the word economy. “Nomy” means laws or rules.

Now repeat this a few times until you’re comfortable with it …

ante    a   synalagonomy.
ante    a   synalagonomy.
ante    a   synalagonomy.

The five preliminary smooth stones the Restoration Party will throw at the monster of corruption in American government - unless support comes too late.
The five preliminary smooth stones the Restoration Party will throw at the monster of corruption in American government – unless support comes too late.

So prior to the total collapse of the sociocapitalist world, which I see as forthcoming if no one heeds my warnings and the Restoration Party is not supported, we have anteasynalagonomy. And after the total collapse of the sociocapitalist world, either we will have asynalagonomy, (hopefully an incentivized form of it), or we will have total anarchy. This last statement comprises the essence of my book, The Restoration Party Manifesto: Pre and Post Apocalyptic Solutions for the Future.

Having some limited control over how these words are used, thanks to my extreme lack of present popularity, allows me all the time I need to build an entire vision around them with all sorts of necessary distinctions. This I find essential in preparing for the collapse of modern civilization lest bad versions of the same solution pop up, as they so often do, and destroy the benefit of the thirty six years I’ve spent contemplating that future time. Most crucial, it is essential that an effective asynalagonomy be incentivized.

But that is a future world and a significant portion of those few who have been told about it, doubt it will ever happen. Even if they can envision such a collapse, they see different types of reboots – very dark ones, where the rich continue to  live off the sweat of an even less empowered poor and where a US military steps in to assist them. So fine. That’s why we need Solution B Units as described in the book. As I see it, we are living in an anteasynalagonomic world, and anyone else is free to ignore the fact or disbelieve it. Well that sucks. As for me, I believe in putting life jackets and lifeboats on economies that look like they’re on the same course as the Titanic.

It is difficult, if not impossible, to convey what one sees from a mountain top, when all they have ever known is the valley. They must be taken up the mountain step by step themselves.
It is difficult, if not impossible, to convey what one sees from a mountain top, when all they have ever known is the valley. They must be taken up the mountain step by step themselves.

I have to have double vision. One is what I see. Another is what others see. One is our future reality. Another is our present reality. People are taught to see as they do from a very young age. I can’t just give them my vision. I’ve climbed a mountain and what I’ve seen from there is very different than what people who’ve always stayed in the valley imagine. I have to lead them through some very hard places to get them to see what I’ve seen. It’s a step by step process.

We learn the system at a very young age. We are not taught to think outside of that system.
We learn the system at a very young age. We are not taught to think outside of that system.

When we were children we played board games. Each game had its own rules. There was Monopoly, Life, Risk, Stratego, BattleShip, Chess and Checkers. They were all based on things we can readily understand – war, competition and capitalism. Other games, Trivial Pursuit, Detective and Operation introduced other facets of our world while card games taught us how to calculate. We are wired from childhood for a world that is competitive, that has sad realities. Some people lose. I can’t keep up with the modern gaming world. I imagine its the same. There are roll playing games and there are action games. I’m probably a fool for letting my son play Grand Theft Auto but there have been plenty of opportunities for me to point out that killing people and stealing their cars is wrong. Organized crime is bad. I’d rather he learn that in the cyber world. He also loves his Batman games. He obviously gets the point.

The content and basis of all those games is entirely the stuff of an anteasynalagonomy, where health care costs are rising out of control, where our enemies are increasing, where our annual budget deficits are impossible to balance, where a majority of the population has a negative net worth, where crime is a constant, where I find myself sorting out the best tax and health care policies for a new political party, seeing that the five dominant parties all fail.

To learn who rules over you, simply find out who you are not allowed to criticize.
To learn who rules over you, simply find out who you are not allowed to criticize.

I carry two separate visions. One for the future. One for now. It’s not too late to avert an economic apocalypse. But we need to mobilize the Restoration Party very quickly if we are to do so. So for the future vision, read all about incentivized asynalagonomy. It’s where things go if the world keeps ignoring my warnings, treating me like a ghost. To heed the warnings, consider moving your membership over to a new political party, the Restoration Party. Today we talk about tax reform and in my next blog we’ll cover health care reform. I find it far less promising given the difficulty of getting the Restoration Party revved up before it is too late but for now we are in full anteasynalagonomy mode. And here I will remind my readers once again that Restoration Party membership absolutely does not require any knowledge of or belief in incentivized asynalagonomy. In every situation, the Restoration Party is all about the here and now because the people the government is being restored to know and dwell in the here and now.  Generally, their minds do not dwell in the future, like mine does, but they do have a profound sense of what is right. So on with the here and now.

FUNDING GOVERNMENT SOCIOCAPITALISTICALLY
In an incentivized asynalagonomy there is no such thing as tax of any form but in the American anteasynalagonomy we need the Restoration Party to step up with a tax policy consistent with its broad mission of restoring government to the people as public service. It is time we talked about it.
In an incentivized asynalagonomy there is no such thing as tax of any form but in the American anteasynalagonomy we need the Restoration Party to step up with a tax policy consistent with its broad mission of restoring government to the people as public service. It is time we talked about it.

Now we get to talk about the tax policy the Restoration Party will fight for over the next few years. It doesn’t make for the most interesting blog unless you are an economist but I’ll give it a summary whirl in layman’s terms. This will require some background. There are several popular proposals out there for tax reform. All of them have simplicity in mind. Everyone agrees the tax code is too complicated. Everyone also agrees that tax loopholes are unfair.

Let’s look at the reasons the tax code is complicated and unfair. First, it is historical. Changing it requires taking what you already have and making additions, by writing new code, or deleting them, by repealing law. It’s not so hard. In theory, it could be done with one comprehensive bill, but the tax code is so long that it is impractical to have one bill that simplifies everything. Congress won’t have time to review it in any given session.

Second, there is a long standing habit of using taxation to incentivize behavior. We incentivize home ownership by allowing tax deductions on interest expense. We incentive charitable giving by allowing deductions for giving to charity. We incentivize farming by offering credits for purchasing farm equipment. The list goes on endlessly. I’d be the  last person to complain about providing incentive. But the result is that there is a very long list of such incentives – so long, in fact, that there are many incentives that are more than incentives. They are loopholes. Loopholes provide ways for people and companies to avoid paying tax at all even though they are earning plenty of profit.

There are a variety of reasons the tax code is long, full of loopholes and very unfair.
There are a variety of reasons the tax code is long, full of loopholes and very unfair.

Third, there is systemic corruption. Lawmakers, knowing that tax code is complex and nobody with a loud voice is watching, have the liberty to squeeze both pork and gristle into bills that pass because its better to have a little smudge in a bill that gets passed and has lots of otherwise good stuff, than to have no good stuff at all. That shit needs to be removed but few people have the patience or interest. They love complaining about Wall Street getting wealthy while the working class are exploited but they don’t have the energy to do what is required to change anything. Tax code is boring. They’d rather party in the streets.

Fourth, there are pay offs. The reason pork goes into bills is political favor. Political favor doesn’t just come from constituents. It comes from lobbyists and corporations who fund political campaigns through Super PACs. This is really all the same as point three but it deserves a mention because systemic corruption is the way evil politics works and that is something the Restoration Party will confront head on continually. It is not a matter of representatives actually helping out their voter bases. Their focus is on the jobs they can get personally after their term is up, on the deals they can make under the table, and on raising funds and political support for their next campaign. It’s all about them.

There are twenty two lobbyists for each member of congress. Do you think that complicates tax code at all? Do you think it represents voters?
There are twenty two lobbyists for each member of congress. Do you think that complicates tax code at all? Do you think it represents voters?

Failure to actually do anything about this has resulted in a very long tax code full of loopholes that ignores the cries of voters. It will keep getting more and more complicated and increasingly unfair, and even longer despite constant complaints about these very facts. The result is the clear need for a restoration of our government back to the American people, so that it represents the voters, and not just the few who know how to manipulate the system. Specifically, those few are the very wealthy, who can afford to pay smart tax accountants and attorneys. The  result is we need some force to come and correct the problem that has thus far not existed. That force is the Restoration Party.

But what about the Libertarian  Party? What about the flat tax? What about the fair tax? What about the neutral tax?

Don’t be confused by ploys. The neutral tax is … neutral … and reduces or eliminates the IRS while putting the burden of collection on the states. I have no ought about that. I rather like the idea but the flat tax and fair tax, while they may propose simplicity, both fail miserably. They are creations of libertarians. Libertarians are not knights in shining armor. They are just another set of bad guys. Heed my warning on this. Restorationists agree with them on smaller government but not on free market economics and morality.

Gary Johnson, Libertarian candidate for President of the United States 2016
Gary Johnson, Libertarian candidate for President of the United States 2016

The Restoration Party demands fiscal responsibility and won’t ignore the burden of the national debt but its objective is not to bolster the wealthy, as it secretly is for Libertarians. Our goal in seeking smaller government is to protect the American people from the oppression of taxation and the impotency of government when government lacks proper funding. A flat tax doesn’t generate enough revenue at 10% or at 20% to eliminate any debt. It doesn’t even balance a budget. Gary Johnson is popular right now and he wants to employ the Fair Tax. It amazes me that the American people are falling for this just because they are so unhappy with their current choice of the lesser of two  evils.

WHY THE FAIR TAX IS UNFAIR
The "fair" tax is not only not fair, it is suicidal.
The “fair” tax is not only not fair, it is suicidal.

The “fair” tax starts with a national sales tax of about 30% that sells itself as 23% using some inclusive pricing trickery that I won’t get into but the number doesn’t matter, as I will explain below. The larger problem is something that it recognizes and readily admits. It has a problem of taxing the poor unfairly and it knows this. Quite simply, the poor spend all their money and the wealthy don’t. Since the “fair tax” is a sales tax, they are taxed on all their income. The wealthy don’t. The wealthy save most of their money so they wind up not only not paying the up to 70% Bernie Sanders would have pushed for, but something close to 0%, depending on how wealthy they are. The wealthier they are, the lower the proportion of their spending is to their net worth. That means they pay a lower percentage of their income than the poor do.

Fair Tax supporters understand that this is unfair to the poor so they made a concession with something called,  “prebates.” Prebates are an odd thing coming from Libertarians, as they would amount to the most massive welfare dole out in American history. The reason I call the whole thing a “ploy” is that the dole out not only applies to the poor, but everybody gets a prebate, including your neighborhood billionaire. Pretty much, the prebate is a government hand out that amounts to the amount of money a person needs to spend in a year in order to survive. Or that’s the theory anyway.

Pages of tax rules keep increasing year after year.
Pages of tax rules keep increasing year after year.

Great. We can all survive. Except that the disaster that follows is that the fair tax disincentivizes spending. The more you spend, the greater your tax. The only way for the Middle Class to save any money is by resisting spending. The only way the poor can survive is by resisting spending. Spending is sort of vital for the survival of businesses. Supposedly, this is made up for by not “double” taxing businesses on the wholesale level. Supposedly, prices go down because raw materials and the cost of labor become cheaper. After all, businesses no longer pay out social security or payroll tax. Their only job in the tax collection process is collecting sales tax from customers.

The big losers with the fair tax are the middle class. Anyone who lives pay check to pay check has to spend all their money, not just those under the poverty line. The middle class gets to watch the rich get richer since they don’t spend all their money, while they can’t escape their middle class status no matter how hard they try. If there was ever a tax proposal that represented capitalist exploitation it is the so called “fair” tax. It is a ruse for the poor with its prebate. In actuality, it profits the uber wealthy, removing almost all taxation from them entirely.

Trickle down economics could be tested on a state by state basis. Many Restorations will oppose it. Others may support it.
Trickle down economics could be tested on a state by state basis. Many Restorations will oppose it. Others may support it.

Well, if you are a believer in the power of trickle down economics, then great. That’s how to turn on the spigot. As a matter of fact, I have no complaint about that theory myself. I have long advocated that any money saved by capitalist pigs goes into investments because that’s how they grow their money. I have never wavered from pointing out that ultimately all investments fall back to producing goods and services that require labor or equipment and that means jobs. I see that as inescapable. My opinion and support of trickle down economics has never changed.

However, capitalist exploitation is not about trickle down. It works in other ways. I see big box companies capitalizing on and encouraging shitty job markets so they can pay minimum wage. I see them quickly turn to part-time-only hiring in order to avoid paying health benefits.  I see Wall Street recognizing that and doing something even more dastardly than quantitative easing to suck the blood out of workers. They literally want to make sure that there is always a certain volume of unemployed so they can pay less in labor. They will pay off politicians to make sure there are always at least 7% unemployed.

Stock holders are not likely to see their continual attempts to keep wages and benefits down as a matter of exploitation. That they would deliberately work to keep unemployment rates high just to create an employers market should really not be so hard to understand.
Stock holders are not likely to see their continual attempts to keep wages and benefits down as a matter of exploitation. That they would deliberately work to keep unemployment rates high just to create an employers market should really not be so hard to understand.

The old 7%, I mean. They were happy to shift the calculation of the unemployment rate so that what used to be called 17% is now called 5%. When I say 7%, I’m referring to the old 7%. Bring the unemployment rate down below the old 7% and it creates a job seeker’s market. A job seeker’s market is when there are many jobs available and not enough potential employees available seeking them to fill the positions. It becomes too expensive to do business when that happens. Service suffers. In a job seekers’ market, some companies can’t even do business  because they can’t find the right employees to stay competitive. They may even have to go out of business.

Forget trickle down economics. Unemployment manipulation is where the real capitalist exploitation is. But that’s another subject. For now let’s examine the fair tax.

There are other perks. The fair tax helps employees by eliminating social security and medicare deductions. It doesn’t matter how many exemptions they have. The only withholding will be for voluntary medical plans, retirement plans and other voluntary employee benefits. I’ve got to be fair about saying this. That’s a major plus for the fair  tax. The poor working stiff may pay far more than the uber wealthy proportionately, but dang, they do get a boost in the form of what feels like an initial raise, and they won’t be complaining when they receive those prebates either.

The path to economic responsibility is a service to the American people that the people must demand. Responsible tax policy is essential for achieving it.
The path to economic responsibility is a service to the American people that the people must demand. Responsible tax policy is essential for achieving it.

How slick. How insidious. This plan will fail if ever implemented for lack of adequate revenue in an era of prebate fueled hyper-inflation. The problem is not actually on the economy side. It is on the government spending side. Allow  me to explain. Let’s start by highlighting some of the other positives in this plan.

First, inflation is not something you complain about when you hold all the comodities and real estate, which is what companies and wealthy people do. Make no mistake, the uber wealthy get uber wealthier with this “fair tax.” They enjoy a free ride on inflation and free themselves of the burden of being taxed all at the same time. Now I have no complaint about people becoming trillionaires. My only concern with that is the way trillionaires push their political weight around and turn countries into  plutocracies. But that is a discussion for another day. For now, I should at least point out that knowing this, you can be sure of who it is who is pushing for this type of tax plan.

Second, there is the rest of us. The way the fair tax is designed, everybody expects inflation, because the prices are supposed to increase. That’s exactly what the tax is. It’s worked into the price of everything you buy. You’ve got your prebate subsidizing it. So just don’t buy so much.

Well there’s an interesting conundrum. Buying slows down, and that forces prices down. Money supply increases and that pushes prices up. Which is it? It’s a balance. So I’m going to list here on the positive side that the fair tax is not so inflationary as one might first think. However, saying so requires I temper that by noting that neither does it speed up the economy up. If there is a “balance,” then there is also sluggish growth. So on to the negatives.

The problem with the rich getting richer is not that the rich get richer, it is with the poor getting poorer and the middle class becoming poor with them. With rare exception, neither the poor nor the working class will be able to jump over the canyon to become wealthy.  The middle class will become poverty class a heck of a lot more easily. Unless the basic problem of too much unemployment is solved, they will remain one misstep away from the even more inescapable poor house, one job loss, one auto accident, one illness – even just a short term illness.

The fair tax enhances this problem with even more incentive for corruption. Once you boost the existing plutocracy with even more cash, you guarantee the continued corruption of the government. This  will ensure that the unemployment rate remains above the old 7% so that there is never a job seekers’ market. In short, the companies fair well, but the poor and the middle class are screwed. This may be something the Libertarians in our midst support, but it is nothing the average American should buy into.

The top half of income earners contribute 97% of all tax revenues. The fair tax is suicidal because it would suddenly eliminate 97% of revenue.
The top half of income earners contribute 97% of all tax revenues. The fair tax is suicidal because it would suddenly eliminate 97% of revenue.

But you may not appreciate or believe in that so let me assure you it gets much worse. As I mentioned, this is a revenue problem. The reality is that the rich presently pay the majority of America’s taxes. That money suddenly doesn’t appear in our tax coffers. The fair tax suddenly shuts off the spigot to the vast majority of its current revenue source – taxes paid by the wealthy. And if that isn’t enough, it also stops taxing corporations. There is no way to make up for this sudden loss and yet maintain a flat tax rate other than to tax the poor and middle class still more. How? By increasing the national sales tax rate. After all, the national sales tax is its only source of revenue – unless … it doesn’t repeal the 16th amendment within the required seven years.

I forgot to mention that. The Fair Tax proposes to eliminate the IRS by repealing the 16th amendment. Repealing amendments isn’t so easy in a partisan world. Let’s be realistic about this. Fair Tax majority support is already fluky. Assuming that after seven years, the IRS comes back and starts recomplicating this, we’ll have both a rapidly escalating national sales tax and the existing mess we’re already complaining about at the same time. Isn’t that wonderful?

THE ESCALATING PREBATE

Did I say “escalating”? Yes, I did …  because of the cost of the prebates. These start out at say, $25,000 for a family of four, and the cost of living in a state is not a consideration, (which is certainly unfair). Then, since more money needs to be raised and taxes will increase, the cost of living goes up. The prebate is based on the cost of living. Therefore, the prebate also must increase. The price of products on the shelves that the poor and middle class have to spend all their  money on keeps increasing along with the prebate amounts. The prebate amount keeps increasing with higher and higher tax rates. In each case, it is never the wealthy who pay for it. It is always the poor and middle class. And these are made happy by the morphine shots they get that we call prebates. The trick is to keep everybody comfortably numb.

The pot then begins to boil with the poor and middle class unaware that they can jump out of it. At a certain point, the national sales tax rate reaches 100%. This is inclusively calculated, so a product that costs $1.00 on the shelf, gets a 100% or $2 price. No problem. The prebate pays for it. This still doesn’t produce enough income for the government, so the rate then becomes 200%, or 300% and so on. The price of the product on the shelf doubles or triples accordingly every few months or years. Unfortunately, it is not the business that is controlling the price at that point. It is the government. If people can’t afford it and buying slows down, the price can only be reduced with the loss of government revenue. That means the national sales tax rate must increase still more and with it the prebate amount. The circle never ends.

The result is an inflation that does not benefit the wealthy. It merely slows down the economy. So what are we doing with responsible fiscal budgeting here? We are creating a crisis. We begin by paying out the prebate in advance. This is where it gets its name. It’s paid out so that the people can afford the extra cost of stuff. Paying it out in advance is fine for the public, but not for the government, which needs to live within its means. The government doesn’t have the cash to do that unless it goes farther into debt. Yes, the government too can have cash flow problems.

The prebate amount keeps increasing so this problem doesn’t go away. It only escalates. The result is that the government eventually shuts down. Good grief. We were losing money with the current tax system because of loopholes for the wealthy. The fair tax takes the current  pin hole sized loop holes and turns them into one big rip in the balloon. Just say “no” to the fair tax. It’s not just unfair. It is suicidal.

THE RESTORATION PARTY TAX POLICY

So enough about the Fair Tax. The Flat Tax is no better. It just doesn’t offer prebates or try to mess with the 16th amendment. Let’s move on to the tax policy of the Restoration Party. What do I actually recommmend?

I said that I liked the neutral tax. Like other tax programs, the neutral tax seeks to abolish the IRS. There is nothing simple about the neutral tax though. It sells itself as simplistic but in fact, I should state up front that it is likely to be far more complex. Its complexity comes from allowing each state to determine its own tax methods. What that does is it creates fifty separate tax codes  – one for each state.

It is up to each state how simple or complicated they want to make their revenue generation. The neutral tax says nothing about how to scale revenue between the rich and the poor or what deductions and credits to allow or for what purposes. It allows states the flexibility to build tax revenue code that is in their own best interest, which is something their own voters can determine.

It will be the general policy of the Restoration Party that it is the Federal government’s role to serve the states, just as it is the role of each state to serve its residents. Government is for and by the people. The guiding principle of the Restoration Party is restoring public service to the people, by the people, for the people. That means on every level. The role of the Federal government is no different and its tax policy fits in with that consistent view.

My personal view on this matter is not entirely important. What matters is the opinions of the people in each state. A state that wants to attract the presence of the uber wealthy, may want a Fair Tax code. Then again, its residents may strongly object. One thing the neutral tax does by bringing power back to the states is it takes it out of the hands of the plutocrats in Washington. That does not, however, take it out of the hands of the plutocrats in their state. A much closer attention to local politics can be expected and it won’t be dictated by a news feed controlled by national TV.  That could get interesting.

My own state of Florida has no state income tax. Our government gets its revenue primarily from travel and hospitality. Our state sales tax is comparatively low. It was 5% when I grew up and has now crept up to 7%. Property taxes are quite low also and there is a homestead exemption here to encourage people to move here. That raises property values, which raises property tax revenue but no where near as much as a simple increase in property tax rates would.

The richest 62 people have more net worth than the poorest 50%. Taxing their wealth is simple and solves the problem. But it is politically incorrect to even suggest that. Hmmm. I wonder why.
The richest 62 people have more net worth than the poorest 50%. Taxing their wealth is simple and solves the problem. But it is politically incorrect to even suggest that. Hmmm. I wonder why.

I personally am a believer in real estate property tax and another type of property tax, a stock and bond property tax. I’m all for the elimination of income tax. But it is property tax I would personally advocate. But that’s just me. Other Restoration Party members might vehemently disagree. The rich may not buy much stuff but they do purchase assets. If you want to tax them, then forget their income. That disincentivizes business growth. Tax their assets instead, starting with their real estate. Sure they’ll squeal and complain, but that’s where the money is. It’s not in the pockets of the poor and the working class who live from paycheck to paycheck.

That’s my opinion and I’m sticking to it. But neither is that the policy of the Restoration Party. I always separate the two. The Party itself let’s each state decide. As such, it makes sense for each state Restoration Party to support the neutral tax. Beyond this, it cries out for a restoration of public service to the people. That means breaking up monopolies and divorcing government from the wealthy few. As such, it is likely that measures separating the wealthy from governmennt influence would be taken. Raising property taxes, and especially stock and bond taxes, would not be inconsistent with that aim.

Simplicity can also be served. I don’t want to undersell this. An asset tax is better, in my opinion, than a capital gains tax. Eliminate a capital gains tax and replace it with an asset tax. I recognize this requires repealing a clause in an amendment. Parties are better suited for making such changes than Acts and bills are in themselves. Excellent change takes time.

Simplicity is also served in a practical way. States have smaller bureaucracies. They tend to live within their means better than the Federal Government does. They know better than to make their tax laws hopelessly complex. The harder that is, the more tax collectors they will need. They can’t afford more tax collectors and auditors. Elimination of tax loopholes is in their best interest. Simplicity follows and each state handles it, all while maintaining incentives that make sense for each state.

Now that is policy that I think belongs on the Restoration Party platform. It’s two visions. One for me and one for the party. This one is for the here and now. And there you have it.

 

 

 

 

 

P.7: About Dad

James and Charles Carvin
James and Charles Carvin

It was nice moving back home living with my parents after I finished my bachelor’s degree. My friendship with my father had always been about my accomplishments prior to that – qualifying for the Olympics, hitting it big with a jazz combo. But I wasn’t good enough at either one of those things. I won’t fault him for his enthusiasm or encouragement but there shouldn’t have been any talk about any Olympics and given my personal limits it was somewhat misguided. I had a four year scholarship in diving and it’s helpful to set goals. I dove against Greg Louganis and all the best but I wasn’t nearly talented enough to be an Olympian and the big dream continually put in front of me by his words ultimately left me feeling I had disappointed him. Coming home and living in the house a few years helped build our relationship on more solid ground.

That home was a place called Eden Road, in Palm Beach. Charley Carvin achieved a measure of success in life. Many would say I grew up in a privileged family but such advantage has its limits and it isn’t what many people think it is. In 1966 we moved just three or four houses away from the Kennedy family on the shore of Palm Beach. Dad’s father, Charley Carvin Sr., had taught him the textile business and been quite a personality in New York. Dad rode on his success but he took risks. He was a salesman and a marketing man, who smoked cigarettes and enjoyed two martini lunches, and had a trophy wife, in the style of the fictional Mad Man, Don Draper, living in a mansion in Rye.

Charles Carvin and Jonathan Winters. The name of this Indian character may never be recovered.
Charles Carvin and Jonathan Winters. The name of this Indian character may never be recovered.

Dad always had stories to tell and they were always larger than life. We always had to check with Aunt Barbara to see which parts were true and where the exaggeration fit in. I’d have loved to have known what actually caused him to resign as VP of Allied Chemical’s Chemstran division. Aunt Barbara affirmed he was Jonathan Winters’ AA partner. The great comedian lived across the pond from us. Alcohol was likely part of it. But did he get fired because of his drinking? It’s nothing he ever hinted at with me. He liked me thinking of him as a superhero. People ask what class is – it’s a mother who throughout a lifetime has nothing but positive things to say about your father, yet never once lied. She was better looking than Betty Draper and she had more class too.

Dad supported Ronald Reagan in 1976 and was instrumental in raising funds from Palm Beachers in 1980.
Dad supported Ronald Reagan in 1976 and was instrumental in raising funds from Palm Beachers in 1980.

When I got home from college, Dad and I would talk about business and politics every night as we watched the MacNeil-Lehrer Report. The concept of “Country Club Republican” was something that hit home. Dad had been a member of sixty different golf clubs – one of the perks of his old job. Richard Nixon stayed at the house next door to ours when he campaigned in Florida and Dad was a big donor who leveraged his relationships on the island. Ronald Reagan was like the Messiah’s messenger for Dad, and then later Rush Limbaugh. But Limbaugh and Trump became Palm Beach powers after Dad lost his prominence. He had this in common with Trump – they had both received flack from the Town of Palm Beach for starting clubs that were ethnically inclusive. Dad had bought the Palm Beach Pier, which had been condemned for disrepair. He was trying to build an underwater restaurant there. But Palm Beach didn’t want black people walking across the bridge to fish over the ocean.

Beau Darden and Jimmy Carvin
Beau Darden and Jimmy Carvin

West Palm Beach is known for its racial divide. The disparity between rich and poor there, the workers and the wealthy, forced the distinction between class and classiness. Perceptions of snootiness, noses high in the air, seemed imaginary to me growing up. None of my friends ever did that, so far as I can remember, but obviously there was ethnic separation being imposed by the decision makers. The Jews had their club and the gentiles had theirs. The two did not mix. Blacks were not allowed on the island without permission at all. I can’t imagine what it must have been like for my friends, Kyle Boynton, or Beau and Kim Darden. To me their blackness was a cool thing.

They were just friends, the token black kids at Palm Beach Public School. Nobody had taught me to hate anybody. Their parents must have been wealthy to get there though. I know Boon Darden Sr. was Chief of the Riviera Beach Police. I never gave any thought to how out of place they may have felt. Girls were all I could think about at the time. Then desegregation brought busloads of black children to the island. Some of these kids were unfriendly. My brother got mugged. The days of Christmas parties at the Darden’s house were over. The new black kids clicked up and stayed separate. It was their comfort zone. I don’t blame them. But now I look back and think about what they probably thought about us. We were no longer people. We were the rich. And they didn’t want us in their neighborhoods. Racial division went two ways.

Nancy Lowry was our nanny. She was born on a slave plantation three years after the emancipation proclamation. Her parents chose to stay on the plantation in Georgia because the owner, Judge Bivens, was kind.
Nancy Lowry was our nanny. She was born on a slave plantation three years after the emancipation proclamation. Her parents chose to stay on the plantation in Georgia because the owner, Judge Bivens, was kind.

Privilege may mean naivety but it doesn’t mean hate. We weren’t just privileged. We were fortunate. Dad’s Dad, Pop Pop, was no wealthy kid. He was just a hard worker. Naturally, I have to sort out the exaggeration here, but as I understand it, his father,  a bartender, had sent him packing out to San Francisco to live with his Uncle Joe because he was the son of a former wife. It is speculated he may not have been legitimate. His Uncle Joe was a cab driver who was later shot in the back of the head. None of that stopped Charley Sr. from moving up in the world.  He moved back to Philadelphia and started at the bottom at Murphy textiles and ultimately won the affection of both father and daughter. When you marry into it you’re not earning all your money so I won’t make the claim he achieved the American dream through savings and hard work alone.

No. I’ll be the first to acknowledge that savings and hard work are elusive as hell when it comes to achieving the American dream. Anything going wrong with your health along the way can destroy the entire effort. One accident can lead to a downward spiral. We’re all just one fatal misstep away from failure. And if we manage not to screw everything up while remaining free of misfortune, there’s a certain tipping point for wealth that creates security. At that point you can let your portfolio managers limit your risk. Your interest and dividends will be enough to live on.  If enough generations pass while your savings keep working for you and your children, you become a “blue blood.”

Dad loved to play cards. We played a lot of poker.
Dad loved to play cards. We played a lot of poker.

It’s like royalty. You don’t have to be an entrepreneur. But that’s what Dad was. He was a gambler. He was desperate to make it to the top so he could maintain and improve on the lifestyle of his father. Pop Pop was an adventurous and talented guy, but not a gambler.  Dad was there, so close to that financial safety zone – but not quite all the way to blue blood freedom. In getting to know Dad, I hadn’t yet learned these distinctions. His great business acumen had been presented to me as a matter of experience and certainty – not foolish risk. But the ugly truth was this. After he resigned from Allied he was free to make his own fortune. He bought a seat belt manufacturing plant. He gambled on what to him looked like a sure thing. And he lost.

Dad's luck ran out about the age of fifty one.
Dad’s luck ran out about the age of fifty one.

My father’s loss was my gain. I could easily have been handed a kingdom. I know that’s what he wanted. Instead, I saw and came to know and understand the life of an entrepreneur. And that is something more valuable than an MBA. I also came to realize there are two very different types of people living in Palm Beach. There are those who will never know the type of struggle and lack of security Dad knew. And then there are people like Dad. There are many on the island who don’t ask questions about money. They are simple people who make friends and enjoy living there while it lasts. And then there are the people who know you’re looking for a loan.  You become a pariah when your cash runs short. You have to hide that fact for as long as you can when it happens.

Dad was a motivator. If you wanted him to notice you, you had to be part of the excitement he lived on.
Dad was a motivator. If you wanted him to notice you, you had to be part of the excitement he lived on.

I no longer serve as a loan representative. It’s an unethical business that was eating away at my soul but I’ll never forget the hardship cases I heard every day. Everybody had a story leading up to why they were desperate enough to borrow money from me at rates above 30%. It was mostly car repairs, health problems, lost jobs, evictions. Occasionally it was family members borrowing their own money to care for their loved ones. I respect sacrificial giving. But there is nothing I understand better than the struggle of the entrepreneur. Some would call me still wet behind the ears looking for $20-40,000 to start a business. Then they would tell me about their current debt and income. I knew they weren’t getting any loan. What they needed was an investor.

The Ballad of Little Cloud - Written to the Tune of House of the Rising Sun
The Ballad of Little Cloud – Written to the Tune of House of the Rising Sun

And then there was the woman who had gotten herself into business but failed. People have no sympathy for failing entrepreneurs. They are angry at them for spending their money foolishly. Banks can’t loan them money – too much risk. I may have been one of the only people on this planet qualified to offer comfort to a woman like that. Entrepreneurs have to borrow money from friends and family to get a start. Friends and family may loan you money for a business once, but seldom twice. You’ve got to show them a return on their investment the first time around. You can’t have a better idea down the road. It doesn’t work. If you fail, you don’t just lose your savings. You lose your family and friends.

Happily It's Carvin - The More Colorful Marketing Man
Happily It’s Carvin – The More Colorful Marketing Man

The serial entrepreneur knows nothing in this world other than how to have a dream and make it happen. The risk they take when they attempt to live out their dream involves the loss of everything that matters most. It’s not just the money. It’s the relationships. It can take a lifetime to gain back forgiveness and respect – most never offer it. Those who suffer from substance abuse addictions enjoy far more understanding than failed entrepreneurs. And yet if you look at the memes on the Internet –  one after the other encourages entrepreneurs to never give up. Never giving up is the core mantra. Imagine a world where addicts are encouraged to never give up on their drug induced euphoria. That’s what it’s like for entrepreneurs. They can’t escape how they are wired. They are told to get real jobs by those who think real jobs are what normal people do – people who save their money, pay their insurance, and live within their means. Such talk comes from the same people who reject the term “living wage.” On principle, you should be able to earn $2 dollars a day and your family should be just fine. It doesn’t matter that living within your means means being homeless.

Dad didn't say exactly what happened at Allied. He just kept this ash tray on his desk. It seemed to explain things.
Dad didn’t say exactly what happened at Allied. He just kept this ash tray on his desk. It seemed to explain things.

What a very different world the entrepreneur lives in compared to the corporate mogul, who calls himself an entrepreneur. The mogul is really just a portfolio manager. Even the venture capitalist is all about valuating businesses and mitigating risks. Passion for a dream is a distraction. The angel investor comes to save the entrepreneur’s day but is otherwise known as a shark. If you want cash to run a business – go to your family and friends. If you run out of family and friends to borrow from because you’ve failed once, produce a miracle. Produce a miracle because that is what is expected of the superheros we call entrepreneurs. The moguls take the name. The sharks live on the blood of real entrepreneurs.

The Carvin family at Eden Road. The two oldest brothers are not pictured here.
The Carvin family at Eden Road. The two oldest brothers are not pictured here.

Who is the true “serial entrepreneur”? Is it the person who has dreams they can’t give up on even if they fail? Is it the person who reinvents it and keeps coming back? Or is it the one who is lucky enough to pick more than one good start up to risk some of his spare money on? I mean no disrespect to the investor but the true serial entrepreneur is the one with the passion so great that he puts everything he has into it. Anyone worthy of the name “entrepreneur” will come back to life after everybody thought they were dead. There was a brief time when Dad had enough money to be the portfolio manager type but he threw everything he had into his big bets. The company owner takes on the risk. That’s why they reap the rewards if they succeed.

three story underwater restaurant off Worth Avenue in Palm Beach. Palm Beach refused to rebuild the pier. The Council didn't even want Jews mixing with gentiles.
Dad wanted to build a three story underwater restaurant off Worth Avenue in Palm Beach. Palm Beach refused to rebuild the pier. The Council didn’t even want Jews mixing with gentiles.

It was good to learn this from Dad as we watched the news every night. Crossfire came on next. And it’s an irony. He knew the stress his business put him through and saw that I wanted to own my own business too. He’d encouraged me to get into music and to dive against impossible odds. And then he did what he could to discourage me from going into business. He wanted to spare me the heart ache.  I was a savings counselor at a Savings and Loan. You could get a T30 Certificate of Deposit and earn 18%. Before his bankruptcy, Dad was paying out over 30% on the money he was borrowing to keep his business afloat. I saw it ripping him apart. Somehow several years later he managed to pay off the IRS and sell the house on Eden Road. Working at a bank was about as interesting to me as watching grass grow.

It wasn't about where the bathrooms were to be located. The Town rejected the new Pier proposal because they didn't want a Piers. A pier would attract black people to the island.
It wasn’t about where the bathrooms were to be located. The Town rejected the new Palm Beach Pier proposal because they didn’t want any pier. A pier would attract black people to the island.

Donald Trump and Rush Limbaugh moved onto the island right around when we moved off. Now that was exciting. Trump turned Meriwether Post’s house into a country club. Corinne used to babysit for Timmy Griffin there and I had had a few peeks. As Dad’s health kept heading south, his stories kept coming in. He was jealous of Trump’s bankruptcies, him and Jud Kasuba. “If you’re going to have a bankruptcy,” he would say to me, “fail so big the banks have to bail you out.”

As he embraced his failure, Dad’s stories grew more spiritual. He was Catholic and he wanted me to be a priest. He couldn’t tell me this, lest I lose respect for him, but to his mind it was essential in business to “sell the customer what they need, not what they want.” It was one of the eight slogans in his Total Marketing Concept. The customer may not really need it. But you have to believe they do if you’re going to market your product. Enthusiasm and excitement. That’s what really matters. He knew my sense of ethics would never swallow that. I was all about delivering what you promise. He was right.

That was Dad’s dirty little secret. He preached Republican libertarianism and introduced me to Walter Williams. But he knew the ways of this world and there was a disconnect between the supposed positive morality of free market capitalism and the world he knew as a marketing man. Sales wasn’t about selling people what they want. It was about showing them they need what you want them to want. If that meant dealing in excitement to sell an illusion, so be it. When a person buys an illusion it isn’t a fair exchange of values. It is one person robbing another. Dad saw I had my mom’s innocence in a world full of guile. He wanted to keep it that way.

Dad had the trophy wife in Rye. Draper was a VP hired at Allied the same week Dad was. Don Draper was fictional but Dad did chain smoke, take the train to Mamaroneck and do martini lunches
Dad had the trophy wife in Rye. Draper was a VP hired at Allied the same week Dad was. Don Draper was fictional but Dad did chain smoke, take the train to Mamaroneck and do martini lunches

But Dad was not going to be able to stop me. He set me in motion to think globally when he taught me to think like an Olympic champion. And when he talked about my future in music, it wasn’t just so I could play to my children. Success was defined by the names of well known musicians. It didn’t matter if I lacked sufficient talent, or not.  There was no such thing as half-way in the world Dad showed me. Nightly political discussions magnified this because together what we talked about was how to fix the world. Dad was very animated in his opinion. He sold what the world needs to his believing son. If you hate Ronald Reagan for whatever reason, just pretend he was a Democrat. It makes no difference. Dad built up in me a fire for changing things. We had a vision for a better world. And when he did that, it wasn’t something he could put out.

Charley Carvin. At home on Eden Road.
Charley Carvin. At home on Eden Road.

Then came 1982. I didn’t go to the Catholic Seminary to be a parish priest. I went as a layman wanting to lead laymen. I had been working at the Savings and Loan for two years at that point and had just taken a job with the US Postal Service. I moved into a town home and it’s probably a good thing I moved out of Dad’s house because it was while working at the S&L that it suddenly dawned on me that capitalism was the problem rather than the solution. I had a job that involved nothing but shifting people’s money around. I wasn’t producing any real goods or services that tangibly improved anyone’s quality of life. It occurred to me that the vast majority of jobs were actually like that, including Dad’s marketing job at Allied. It was a horrible waste of human effort. I could be making widgets with my hands or serving tables or fixing toilets and accomplishing more with my time. Delivering mail was liberating. Part of it was bills but another part was nice letters and packages.

People used to write letters.

Everything was larger than life with Charley Carvin. Scanners and printers even started behaving oddly as if to send messages from beyond the grave.
Everything was larger than life with Charley Carvin. Scanners and printers even started behaving oddly as if to send messages from beyond the grave.

That was when the concept of an incentivized asynalagonomy came to me. I entered that seminary with this on my mind, and surprisingly, my idea for a money-less economy was very well received and I quickly found myself being introduced to a cadre of Marxists at the Catholic Regional Seminary.

But my favor with them was very short-lived thanks to the influence of my Dad. Coming home with a report of them met with all the reasons Ronald Reagan was needed so badly. My mom, a Presbyterian, was relieved to hear of the Catholic Communists. Perhaps it would dissolve some of my Dad’s criticism of her pastor for preaching unilateral disarmament at a time when what was needed more than ever was a total commitment to the policy of Mutually Assured Destruction. But Dad’s Catholic faith had blinders to such fair criticism. God’s special providence was on the Catholic Church. He would stand on the idea that the gates of hell couldn’t prevail against it. The problem of Communism at the Seminary was going to go away just like all heresies do over time.

Dad was very serious about his business. If you are going to do it, you're all in.
Dad was very serious about his business. If you are going to do it, you’re all in.

Maybe the Communists would but not the Democrats. They were at the Seminary to stay. And by 1986, the Boland Amendment was preventing funding of anti-Communist efforts in Latin America. Ollie North was raising funds in ways that got Reagan in trouble and a not so well remembered guy, Sam Hall, an Olympic diver turned counter-terrorist became my new role model. Dad brought me back around full swing cleaning the seminary of its heretical liberation theology. I even found evidence that the MaryKnoll sisters were shipping guns to the Sandinistas. Well, that certainly wasn’t very peaceful. And it wasn’t something I should have shown my Social Justice teacher, a Trotskyite. The Seminary no longer offered the classes necessary for me to complete my Masters in Theology degree after that. Well at least they wouldn’t ship me off to some parish assignment in the middle of nowhere as they were known to do with their controversial priests. I’d accept the incompleted degree as the price for my freedom to actually change the world. Youth is such a beautiful thing. You can do anything.

Charley was instrumental in moving Allied Chemical to the Time Square Building and he was honored for it. The printer glitched and stretched out the story.
Charley was instrumental in moving Allied Chemical to the Time Square Building and he was honored for it. The printer glitched and stretched out the story.

So here are just a few closing thoughts for this page in my story. First, I am not my father. I listed to my father. I considered the Republican Party and became familiar with Libertarian ideology. I accepted the trickle down theory as axiomatic for capitalist paradigms and could see how government had done nothing but destroy my father’s hopes and dreams. I was never a Communist. Those people believe in revolution. Violence is inefficient. Communism is even more inefficient than incentivized tradeless economies are efficient.

We were just a bunch of kids who wanted to fish. Dad didn't want the racists on the island stopping us.
We were just a bunch of kids who wanted to fish. Dad didn’t want the racists on the island stopping us.

And the whole capitalist thing? My dad’s example was proof positive that it takes money to make money. A key trick to capitalism is capital. The large corporation has distinct advantages over the individual. Being a shareholder is not being an entrepreneur. It is taking a free ride on a system the way a surfer takes a free ride on a wave if they are lucky to be positioned for doing it at the right time. It’s not like a corporate board doesn’t have some input. A surfer has to have some instinct and experience and has to paddle and have balance. Even a portfolio holder needs that much skill. But entrepreneurship is dead in America if that’s all it is anymore. Is entrepreneurship dead? My family hates my Dad’s failure. They hate my failure.

The Eight Principles of the Total Marketing Concept
The Eight Principles of the Total Marketing Concept

And what about the Communist thing? Incentivized asynalagonomy understands that Communism fails because the people have no incentive to work. They can’t even call anything their own. Socialism and Communism have never achieved more than state Capitalism. They’ve never been asynalagonomies, much less incentivized ones. There is nothing in common between them. Communism is an illusion. And the idiots of this world are trying to force it on us through violent revolution. Or they were. Even the MaryKnoll nuns have helped them. It’s just one more raw marketing deal in this world.

And what people need, not what they want, is incentivized asynalagonomy. “The duller the product the greater the prospects for success,” my Dad used to say. That’s well and good, Dad. But you’ve got to have a marketing organization if you want total marketing. I haven’t given up on the idea this can’t be done without cash. Just show me how to find my partners.

P.6: Curricular Interests

Stepping back and forward one more day in the life of, I bring you to my educational pursuits. I am a constant student.

Archimandrite Father Eusebius Stephanou, founder of the Brotherhood of St. Symeon the New Theologian. May his memory be eternal.
Archimandrite Father Eusebius Stephanou, founder of the Brotherhood of St. Symeon the New Theologian. May his memory be eternal.

I also cry at movies when they have a very high impact. A close friend of mine recently passed away. He founded the Brotherhood of St. Symeon the New Theologian. I had been a supporter of his for years and for a time was on the Board of Directors. The ministry was controversial within the Orthodox Church and in some ways I was critical but the late Archimandrite Eusebius Stephanou occasionally published some of my writing, wondered at my insight, and whenever I saw him he would always lament that there weren’t enough wealthy patrons to support me in a ministry of writing, though I was a layman.

The brothers would read from the writings of St. Symeon the New Theologian and discuss them regularly. St. Symeon was all about tears. The type of tears St. Symeon described are those that happen when there is close engagement in a profound theological love relationship. They are not just tears of joy. They embrace every Christian mystery.

St. Symeon the New Theologian said that we should not let a single day pass that we do not shed tears of repentance
St. Symeon the New Theologian said that we should not let a single day pass that we do not shed tears of repentance

People cry at movies because of a close engagement in a drama. I’m convinced that it is a gift of imagination they have that causes them to emote this way. It is a form of empathy. The healthy body is designed to relate to others, to experience with others, through active engagement of the mind and heart, in a participation between their knowledge of their own experience and what they understand and can relate to in the experience of another.

Not everyone has the gift of tears. Not everyone is an empath but those who are are often thought a little strange by those who are not. For Symeon, continual tears were the appropriate result of a healthy relationship with and in Christ. He did not talk just of agape love, a higher cerebral love divorced from the body. He spoke of divine eros, a love relationship with God that produced a continuous flow of tears. These were not just tears of joy for Symeon. They were tears of profound communion. I’ll spare you the special theological terms behind it, reserving those for my Cosmostrophy page, where I feel more at liberty to discuss my religion.

The reason I am blogging here in My Story is so you can know who the founder of the Restoration Party is and better understand the values I would like it to embrace. It is an elaborate way to share where I am coming from. It will provide some context for the proposals, viewpoints and mission reflected in the Restoration Party Manifesto that I am in the midst of writing as I continue to blog.

The harder the conflict the greater the triumph - George Washington
The harder the conflict the greater the triumph – George Washington

I do realize that political enemies will come along and take the things I say out of context so that I may be misrepresented. It’s the way of the world. Blogging here provides a simple way to access the whole picture and acquire my personal understanding of the truth. I am a Christian but I am not on the Christian right. I am Orthodox but I am a critic of Orthodoxy and of Christianity as a whole. I am associated with the Brotherhood of St. Symeon the New Theologian but have complex views when it comes to charismatic movements.

To contract new debts is not the way to pay old ones - George Washington
To contract new debts is not the way to pay old ones – George Washington

And the truth is that, like St. Symeon, I am a man of many tears. When other people hurt, I hurt with them. When they rejoice, I rejoice with them. This week, I had approximately 300 loan requests. Of those, approximately 90 cars had broken down, 80 jobs had been lost, 5 husbands had died, 2 wives, 3 sons, 4 had cancer, 11 had spouses with cancer, 7 fatal accidents, some lost all they had through law suits, others gave all that they had caring for their elderly parents, 20 cars in tow, 14 on the verge of repossession, 120 had moving expenses, about 40 moves were simultaneous with cars breaking down. It was like I was reliving my own life again through them, and all like me, were broke enough to have no credit or savings sufficient to handle the impact. They were all desperate enough to call me, knowing they would pay sky high interest rates. There were also 4 weddings and about 20 vacations. It’s not all bad until you see they can’t actually afford these things.

James and Chickie Carvin at the Group Home where Chickie stayed in Lake Worth.
James and Chickie Carvin at the Group Home where Chickie stayed in Lake Worth. Chickie holds up a flower he grew himself in the garden there.

One of my last calls was a girl living in a group home. My brother had lived in a group home like that. She had Down Syndrome like him. It hadn’t occurred to me that the Internet would ever become accessible to Down Syndrome people living in group homes but here she was trying to get a loan to pay for her $330 medical bill. Her medical bill was all of $1.33 greater than her social security check. I get paid commission and it was my job to upsell her while I issued her the $500 loan she needed for the $1.33 expense. A better loan rep than myself would have sold her a credit monitoring service for $39/month and credit repair for $99/month, both of which she qualified for, as she neither knew her credit scores nor had good credit. Had I been a fiction writer, I would never have thought of such a scene. The reality is something I will never be able to remove from my mind.

What this situation does to an empath with a conscience is it prompts passion. It makes me want to fix a seriously screwed up system before it dries up my tears, numbing me with the repetitious sales pitch that drags my soul to hell. When I previously mentioned my work made me cry, some of my friends contacted me because they were concerned about me. They needn’t worry. I’m not suffering from depression and I’ve never had a suicidal thought in my life. It’s when the tears stop that I start wondering what is wrong with me. It’s when a person doesn’t care that the disease becomes evident. As we consider reality, there shouldn’t be a dry eye in the house. But we are sick.

Father Eusebius Stephanou welcomes Orthodox Christians to the Brotherhood of St. Symeon the New Theologian.
Father Eusebius Stephanou welcomes Orthodox Christians to the Brotherhood of St. Symeon the New Theologian.

The Orthodox like to distance St. Symeon from the charismatic movement. They think Pentecostalism is demonic and believe he can only be understood in a monastic context. After all, he was an abbot and there is little evidence he spoke in tongues or conducted healing services as he promised material blessings in exchange for faith gifts.

And speaking of demons, the Orthodox view spiritual warfare very differently. The devil is spoken of and his demons but defeating them is largely a matter of overcoming passion. It’s passion that is the enemy. Orthodox exorcism is all about overcoming fleshly passion, which is one reason the tears of St. Symeon are anything but Pentecostal. They view Pentecostalism as a carnal replacement for genuine spirituality. Their fasts are not viewed as entreaties to God so much as exercises in overcoming desire. It is all about discipline. The mind removed from the things of this world is freed up to contemplate the things of the next.

John Climacus - the Ladder of Divine Ascent. The role of the demon is to distract and tempt with sin so that divine love is unknown.
John Climacus – the Ladder of Divine Ascent. The role of the demon is to distract and tempt with sin so that divine love is unknown.

The role of the demon in the life of a Christian is that of an annoyance. They are sent by a master of folly to distract and drag down a spiritual aspirant who for lack of discipline willfully engages in their temptations. Whereas the Pentecostal will offer verbal incantations against the demons and suppose these have rendered spiritual victory, the Orthodox finds victory only at the end of life’s journey in a soul that has climbed to spiritual heights in his own liberation from passion. It is not as though there is no passion. It is a passionate dispassion that evolves as he comes to grow in his love for Christ and by that is the devil defeated.

In the meantime, all that happens in life happens in the permissive will of God, who permits the demons to tempt man in various ways. Destruction and loss are like that. We get too attached to things. We need to realize who we really are. And with that in mind, I will proceed with my story.

I was a music composition major when I was in college. I chose it because I had a strong sense of calling to be a writer. Actually, what I wanted was to be a movie producer – an interactive movie producer -but I had to take things one step at a time and wait for the technology to evolve. It was the music that reached the soul so I thought I would start there. I had a sense that I should write something that would change the world for the better – that media was capable of affecting people in positive ways. I wanted that to happen. It was a realization I had my junior year and it wasn’t a bad one. Prior to that I’d been in it for the wrong reasons. I was seeking admiration.

Quartal and Quintal Harmony - a Flute Sonata by Paul Hindemith
Quartal and Quintal Harmony – a Flute Sonata by Paul Hindemith

In the 1970’s the University of South Carolina music department placed much emphasis on the avant-garde. It was futuristic. Every music course pointed forward through history and asked what would come next. I wrote a paper at that time on a forthcoming digital age and purchased my first synthesizer in the hope of developing it. I was no prolific writer back then. I was new at the craft but I managed to work up a portfolio at that time, which included some symphonic works, string quartets, jazz combo pieces, madrigals, canons, some counterpoint for piano, background music for poetry readings, some polytonal polyrythmic stuff in honor of Charles Ives and a trombone trio sonata in the quartal style of Hindemith.

Some of these works, including the first movement of the last, were performed at Seminar and received quite nicely there and then on my final day of school, the final performance of my trio sonata was scheduled so that my parents, who were driving up from South Florida to take me home, could hear it.

The end of a day begins another.
The end of a day begins another.

I was excited about the future and the lessons I had learned. I had learned about John Cage – a man who used elements of chance in music, and Charles Ives, who saw music three dimensionally, and sought to portray reality by music as he walked through a park on the Fourth of July. They had taught me to look at the interaction of the world itself as part of the music. I had also studied Indian music and learned to see music as a message from God. I had learned to look around me and find music in everything and even to see everything as music. I had learned to appreciate and came to believe in God as a master orchestrator of all, making music out of chance, simplifying the complex in ways that united in a single epic story.

The night before the trio sonata I was on the verge of telling my parents about all of these things. I wanted them to be excited with me and feel my time at USC had been well spent.

But that wasn’t meant to be. In the juggle of packing my things, I had somehow lost my entire music portfolio. I frantically searched my apartment, doubling back through my suit cases and opening up trash bags. I darted over to my locker at the music building and even went to the stadium, where the jazz band rehearsed. Nothing. I then showed up to the performance and the other two players failed to come. There sat waiting my parents and my music teacher.

College students. Finals week. Who would have expected them to show up to something they got no credit for? I should have known better – and they had their parts with them. They had taken them with them to practice. My parents were convinced that no trio sonata had ever been written and  that I was lying to them. Fortunately, my composition teacher came and assured them he had seen it with his own eyes. He passed me, knowing I had done the work, but the thirteen hour drive back home was an uncomfortable one and I had no portfolio to build on. Suddenly my future looked very bleak. I took a job at a Savings and Loan.

When God orchestrates, he also conducts. He does so without impeding freedom. What seems random to us is foreknown and brought to a perfect climax.
When God orchestrates, he also conducts. He does so without impeding freedom. What seems random to us is foreknown and brought to a perfect climax.

I have no regrets about my lost portfolio. There was one thing I understood. That event was merely the opening movement of a larger orchestration piece. I stopped to hear the sound of it. I was enjoying how the story, told polysymphonically in the form of all events, was unfolding. I respected the writer. I was drawn to a masterpiece in the making. It was as if the music, as if a song, was just starting with my journey back to South Florida with my father and mom.

My academic career didn’t end there but I will point out here that each new chapter of my life has begun with a sort of tragic ending involving loss. In the music business we are taught to observe and analyze form. We know that the ending of a piece by Beethoven is going to have a significant build up. The end is not really the end just yet. It gets better and when it is complete it leaves the listener fully satisfied. It’s like great sex that way, with climax upon climax in one final long and wonderful climax.

Destruction is rarely the end. It typically signals a new beginning.
Destruction is rarely the end. It typically signals a new beginning.

That’s how I’d like my life to be. I’d like it to end with perfect satisfaction. I believe the orchestrator of all things has that planned. I’ve seen the patterns the way I see the themes and motifs of Beethoven finales long before their recapitulation. A good ending is set up from the beginning. Destruction and loss are little more than doorways to new chapters in the book of life.

I’ll tell you about the pursuit of my Master’s Degree on another page. That also involved gainful loss and that will be a theme here. I told you about the salmon and the ant on page five. It is a story of loss and rebuilding. All of this will lead up to Chapter Eight of the Restoration Party Manifesto. Our country is about to suffer very great loss.

That is sad but I am not a sad man nor do I glory in anyone’s loss. Never in my life have I ever desired loss and I do not desire it for this country. That is why I have been doing everything I know how to persuade others to implement Solution A, as outlined in Chapter Two of the Manifesto, as also the subsequent chapters I am presently working on. I am not a passive aggressive type who would sabotage himself just to live out some sense of unworthiness and neither do I want that for America.

God can bring beauty out of ashes.
God can bring beauty out of ashes. We need to be reminded of this.

No, I believe my losses have been a part of the orchestrator’s curriculum. They are there to teach me to teach others that we can rebuild and that when we do rebuild we can build even better than we were first building. There is a storm coming and we are about to experience very great loss. I have referred to it as an apocalypse. It is that bad. I am going to write some songs and in them I will spell out the path to reconstruction. We will be without electricity and government, but maybe enough of us will remember the songs, that these little curricular interests of mine will be shared. We will rebuild. We will get through this. God willing, I will provide a road map to restoration and we will follow it.

P.5: The Salmon and the Ant.

The First Bookmark in the New James Carvin Bookmark library. Think like an ant. Just rebuild. Fretting is no help.
The First Bookmark in the New James Carvin Bookmark library. Think like an ant. Just rebuild. Fretting is no help.

My Internet library burned down two weeks ago and I didn’t even know it until this morning. I’ve been compiling it since Google Chrome was invented. I didn’t realize until this morning that I deleted all the bookmarks I’ve ever been compiling on Chrome.

 

That means basically, all my research references are gone for any endeavor I’ve had since about 2006. A search to retrieve Chrome bookmarks shows me the best there is is an undo workaround for a single browser session … http://www.howtogeek.com/111784/how-to-recover-accidentally-deleted-bookmarks-in-chrome-firefox/ .

 
Do ants have emotions? If they do, their coping mechanisms don't interfere with their progress.
Do ants have emotions? If they do, their coping mechanisms don’t interfere with their progress.

As as heads up, the way this occurred is that I was logged in as my wife (I thought) when trying to set up her computer. She complained that she didn’t need all those bookmarks. Thinking that since I was logged in as her and that Google had just duplicated my bookmarks when it created her account, I started deleting all the stuff that was mine that she wouldn’t care about. Basically, I had it all in one folder that was hierarchical and there were a few other top priority bookmarks. Deleting these made room on her book marks bar. It also erased about 5000 hours of my work. I have discovered this morning that it is not retrievable.

 
That was today. So now let me bring you a few days backwards in my life. And while I’m at it, I’ll cover a few decades. My patience is tested more than others with problems like these, as if I was an ant constantly rebuilding while some cruel and curious giant onlooker thwarted my every effort. I could get bitter but what use is that?
Ant man. This really has nothing to do with this story.
This really has nothing to do with this story.

Currently, I have a car that has been in the shop for two weeks because of an air conditioner problem. Actually two shops. I brought it into the first shop, they vacuumed and charged it with freon and gave it back for free. That was nice. Then I started using it over the weekend and the a/c went out again after the car heated after about eight rides despite the fresh charge.

So I brought it back to the shop and they tested it and it turned out to be a leak in the compressor. Kia compressors cost more than $1000, so the warranty company had to send out an inspector to verify the leak. The inspector was a jerk and started cussing loudly in front of the children in the shop. The warranty company had already delayed everything by not returning phone calls so the a/c company told me they refused to work with the warranty company ever again. He said this was the first time that had ever happened in his business in forty years.
This image also has very little to do with this story.
This image also has very little to do with this story.

So after five days testing until the problem duplicated so that the first shop could locate the leak and then another five days waiting for the appointment with the inspector that the warranty company required, the problem was still not fixed.

I then took it to the Kia dealer, explained the history of the problem, and they have up until now still not been able to duplicate the problem. Fifteen days without my car have now passed and they are charging me extra for diagnostic fees. I have no idea whether they will get the problem to duplicate in front of an inspector. Odds are low since it takes them many trials just to get it to duplicate for themselves.
And yes, this image also has nothing to do with this story. But it's pretty cool. Eh?
And yes, this image also has nothing to do with this story. But it’s pretty cool. Eh?

This is, of course, the third major problem I’ve had with this used Kia since I bought it April 30th. I had to replace the shocks six days after I bought it and I had to replace the fuel pump assembly a month later because of a fuel reserve leak that required me to replace the fuel pump and all of its related parts. The warranty covered the fuel pump as it is listed but the warranty company refused to honor the warranty because it was not the pump itself that was damaged.

The correspondence and dispute with the warranty company caused the car to be in the shop a week at that time. The total had already come to nine days shop time between that and the shocks incident. Adding this current two weeks, my car has been in the shop almost a month since I bought it a little over two months ago. I have no idea how long it will be to resolve the current situation with the a/c or how expensive this will be.
 
The First Bookmark in the New James Carvin Bookmark library. Think like an ant. Just rebuild. Fretting is no help.
The First Bookmark in the New James Carvin Bookmark library. Think like an ant. Just rebuild. Fretting is no help.

But that’s just the car. There’s also the people. Many of my friends know that my wife, who never smoked or drank and stayed physically fit, had a stroke when she was 38, leaving her partially paralyzed for life and chronically unemployed. Others know about my sister and her stroke and that she is the reason we moved to Tallahassee as her husband abandoned her in a nursing home. Not so many people know about my sons. Not every story gets told. I’ll simply summarize by saying something every parent knows – much patience is required, much time, much expense.

The lost bookmarks are not the only data I’ve lost. I’m used to this kind of very great loss and this is far from the first time I’ve had to rebuild. This is not something most people can relate to since most people don’t work during all of their “spare time.” It is not a hobby for me. It is a recognition of my career. Hence the analogy of the ant.
I'm sorry, dear. It was not my intention to put you through this. Thank you for not giving up on me or on us.
I’m sorry, dear. It was not my intention to put you through this. Thank you for not giving up on me or on us.

Then there are lost friends. Three of my wife’s four bridesmaids no longer talk to her. The reason is that they don’t like me. They don’t like me because I refuse to quit. They believe I should have a normal job and be like a normal person and think more like they do. They won’t talk to her because they want her to leave me or me to change or something like that, as if I could. Her half sister did the same. It is very lonely being the wife of a relentless entrepreneur. People are controlling that way but for her it is a very great loss. And for me it is a very great source of sadness thinking that my wife has lost so many of her very best  friends on account of me. I have to comfort her when she cries.

James Carvin's Back Ups saved since 1987. 11 Books plus, inventions, correspondence, contacts, images, almost all deleted now.
James Carvin’s Back Ups saved since 1987. 11 Books plus, inventions, correspondence, contacts, images, almost all irretrievable now.

In my life, I’ve had computers break down on me at times when I could not afford back ups and back ups I’ve paid for that failed when I attempted to restore them. The bottom line is the loss of the majority of the work I’ve done in my life. I toted around jazz drives, Syquest drives, floppy sequential back ups, and five large computers for years, carrying them to at least seven places we moved to in the hope of restoring the data.  I took it all to a computer repair shop about ten months ago to see what I could retrieve. I had managed to save some of that data onto an external Seagate drive that I had collected back ups to. At last I had the hope of having all my remaining data on one drive. I asked to have the retrieved data be added to the other data I had already saved, but they made a mistake and wrote over the other data. This made me lose all my recent data. And the previous data was too corrupt they said to copy. It left me with very little.

James Carvin's data brought to the shop for restoration to an external drive.
James Carvin’s data brought to the shop for restoration to an external drive.

Other data losses were due to deliberate sabotage. It’s easy to sabotage people when they are low on cash and can’t afford proper redundancy. At the turn of the Millennium I had started a business from my home. I invented something that was in high enough demand to launch itself to the 105th most visited web site in the world at that time without having to pay for advertising. Lisa and I watched the WebTrends Analystics with amazement together. My service provider informed me I would need to pay for a server farm to handle the accelerating capacity. I lacked the cash for that for the rapid site development I needed and, as if to kick me down a little further, it was at that same time that my developers accepted a contract from Jeb Bush for MyFlorida.com and ceased all private sector work.

A lifetime of data back up attempts - all to no avail.
A lifetime of data back up attempts – all to no avail. James Carvin’s data history since the SE30 of 1986. No worries. The good parts have been properly restored in the book of life from the beginning.

I had to hire new developers very quickly at the same time that I needed the new servers but on a shoe-string budget. First I accepted a bid from a group from India. They were nice but they were incapable. Time was ticking. A month later I accepted a bid from a group from New York that was also doing the work for SesameStreet.com. They agreed to work for $10,000 and 5% equity.  I gave them access to the site. What they didn’t tell me was Sesame Street had backed out on them. When that happened, they became cash short like me, so before they went bankrupt they started outsourcing their work.

 

The salmon swims upstream so that it can spawn. It overcomes every obstacle because it knows what it must do. There is no telling it to change direction.
The salmon swims upstream so that it can spawn. It overcomes every obstacle because it knows what it must do. There is no telling it to change direction.

They hired some developers from Russia and as their company continued to fail, they wound up not paying their Russian developers. They gave access to the Russians to my server through a piece of code called a “back door.” When the Russians didn’t get paid, they got angry and systematically imploded all eight of the cartridge back ups and destroyed my entire business from within and left me a calling card, “Russian Hacker”, among the files in the data that remained. The 30,000 members in my database were then held up as hostage, as they proceeded to send an email saying they could restore my data if I paid them. The business had already been destroyed by then. I had already sold my car to pay the developers. It was all I had.

Satan can attack but he can only take the soul if you give it to him.
Satan can attack but he can only take the soul if you give it to him.

The loss of my data now makes all of this impossible for me to prove. Only my wife remains as a witness to what has happened in my life. Only my own soul survives as I look to rebuild.

There are also some print outs of the books I wrote. I still have those. I hate print. I believe in going green. Ink is ridiculously expensive and hard contracts take up space in my office. Lisa can’t file with one hand but she tries anyway. The drawers fall to the floor. At least fifteen printers have broken through the years. The books that are printed aren’t the ones I was trying to retrieve.
 
Not all brains work the same. When one part is not so strong, other parts take over. Analytical skills and abstract thought may be dominant where memory is weakened. It doesn't mean the memories aren't there. It means they are restored through other processing centers. The result is fresh expression.
Not all brains work the same. When one part is not so strong, other parts take over. Analytical skills and abstract thought may be dominant where memory is weakened. It doesn’t mean the memories aren’t there. It means they are restored through other processing centers. The result is fresh expression.

Somehow these great losses are symbolic of how my brain works. When I talk with people, I don’t use my memory. I use my soul. It is my soul that remembers. This is why I rarely express the same thing the same way twice. It’s why I don’t memorize speeches. I have to recompose everything that I say and think on a continual basis. My data centers work differently than those of other people.

It’s okay that the data is gone. It’s okay that I’ve lost my bookmarks. Life is short and we get sick and we die. There is nothing we can take with us. But our souls. These are very rich. Salmon don’t need maps. They are drawn by something deeper than memories. They are like ants that way. They just move upstream undaunted until a job written deep within them is done. It’s all they are wired to do. 

P.4: Independence

The record deficit that has now more than doubled the total Bush deficit is not a Republican or Democrat thing. It is a system thing.
The record deficit that has now more than doubled the total Bush deficit is not a Republican or Democrat thing. It is a system thing. I showed you how to fix this in chapter two. Help promoting that would contribute to the cure.

America is a sick country. I have the cure.

The cure is independence. You would think independence would be an American value. It’s in our founding declaration as a country. But we don’t live it.

The opposite of independence is dependence. We are dependent on others to lead. We are dependent on media to teach us how to respond. We are dependent on two political parties to generate our leaders. We are incapable of escaping from that system. It’s dependence.

We are dependent on overspending, on the Federal Reserve System. We are dependent on hatred – without it the American people are not stirred to action. Both dominant political parties count on it to stir us to action to get us to the polls on voting day.

I’d tell you more about this but I have to go to my day job now. I work for a loan company. My job is to get more people into debt. I told you how much I hated this job already. The fact that people are dependent on debt isn’t just a national problem. It is an individual and family problem and every client I talk to, I have to come to terms with this fact – they vote. We’ve accepted debt but we don’t have to. We can free ourselves from it. But they are hopelessly addicted. Our managers know that. They built their business around it and they are prospering.

Independence. Lets start by declaring ourselves independent - Independent of the two party system, of hate, of financial powers. I will show you how.
Independence. Lets start by declaring ourselves independent – Independent of the two party system, of hate, of financial powers. I will show you how.

Why not consider supporting me so I can publish the Manifesto? Together we could restore America to the independence it once sought.

In the next chapter of My Story I will be explaining my own journey to independence. It’s been a fight like a salmon swimming upstream because independence has little support in a world headed the opposite way. Understand that I know I am still trapped in that stream but I won’t resign myself to be defeated by it. Like the salmon, I know where I have to go. And I’m going to take you there. We have to start with that vision. So as I take one more step back in my life, in the next pages I’m going to explain my vision. Subscribe to this blog and then you’ll hear it.

 

P.3: Capitalist Values

Donald Trump may be scary but Hillary Clinton is scarier.

Mafia Style Justice
Mafia Style Justice. Hillary gets off and there is no other explanation than career or death threats

Her escape from her indictment by the FBI was long expected, not because anyone thought she was innocent, beyond her absolute loyalists, but because we knew she would threaten those in power and get away with it. We knew this because we remembered that the very first act of Bill Clinton was to fire the head of the CIA and replace justice with his cronies. If it’s not about outright murder in a sinister cabal, it’s certainly about dirty politics.

The ironic thing is that’s what makes Hillary Clinton a better candidate than Donald Trump – at least in the eyes of those who see political ability as getting what you want. There’s something to be said for that. Getting away with corruption is a new American value that is admired by many.

It’s a capitalist value. The essence of capitalist morality is that every time someone buys something two people are satisfied. They get what they want. That’s a good thing, right? The seller gets money, usually. The buyer gets a product or service. The seller gets the amount of money they feel is a worthwhile exchange and the buyer lets go of the amount of money they believe is worth the price for what they receive. This is the core value of capitalism. No?

Scam Alert - you think you're getting women's rights. What you're getting is increased corruption.
Scam Alert – you think you’re getting women’s rights. What you’re really getting is increased corruption.

It’s a great theory but when what you’re selling isn’t what you said you were selling it just doesn’t work. Sales is about expectations, not actual exchange. The buyer imagines a product that isn’t delivered. The seller is very often a scammer. To a sad extent, capitalist values are actually all about the scam. The new values are anyway. That’s why both Hillary and Donald fit in so well. Neither one will deliver what they promise, and they both know it, but the one whose proven their ruthlessness behind the beltway – that’s the very reason many deem her worthy. She embodies the level of necessary evil for that job that the new American thinks is needed to get an often very ruthless job done.

They think that’s a good thing.

I started this story by telling you how much I hated working for a scammer. What they do is legal. It’s just not honest. People are buying hope. The company is selling something that rarely delivers. A capitalist value, as it is sold, is one where both parties receive what they want. When I look at the truth, the reality is that I’m in the business of selling people something that is very different than what they want or called for. It very often hurts them rather than helps them.

I used to hate that Uber would exaggerate what it paid to its drivers, which it calls its “partners.” I will gladly go back to doing it full time as soon as I can because the lack of ethics Uber has is a drop in the bucket compared to the lending organization I’m working for to fill in the gap in my pay this summer. Successful business and successful politics are a lot alike these days. Empty promises are what drive people to call the scam company I work for. It’s their advertising. It’s entirely misleading. The company wins because it has a ton of advertising out there. A huge array of platforms of communication in a huge market of people who want to borrow money but have shitty credit. They sell hope. They deliver catastrophe.

Damn – that’s exactly what it looks like when I look at these politicians. Is America oblivious to this? I talk to deluded people all day long. They call up expecting free money. They expect me to find them loans at low rates and get angry at me when I ask questions to see if they might be capable of paying it back. Two minutes of your time for the $30,000 you want me to instantly send, sir? … the money you know you have no hope of paying back with your $20,000/year income? Maybe you deserve that credit repair for $99/month that won’t fix your problem. They fix credit scores. They don’t fix delusion.

The delusion is everywhere. Politicians and scam businesses both count on it. Their popularity and success requires it. Scamming the deluded is big business. It’s the new capitalist value. The buyer gets it. Therefore, the buyer must have wanted it and it must be ethical. It’s an axiom.

Drivers fail to account for their expenses when they count their income.
Drivers fail to account for their expenses when they count their income.

Uber has two types of buyers – passengers and drivers. The passenger gets a sweet deal, a cheap ride. No scam there. The driver, on the other hand, sells their time and the wear and tear on their car in exchange for the hope they are receiving an income that will outpace it.

Uber takes advantage of delusion like that. Some ads even claim drivers earn $26/hour. That’s their pitch. In very rare hours do drivers ever earn that much. Even football games and New Years doesn’t do that because there are too many drivers now that everyone knows about Uber. In minute locations it has sometimes worked. Many take net losses while supposing they are earning profits. It’s easy to do that when you aren’t counting your expenses. It’s delusion and Uber takes advantage of it.

Defenders of Uber resort to the capitalist exchange principal. If you don’t like what Uber pays you, why do you do it? You do it so therefore what you get paid must be a fair value.

Not! … they do it because they were told they would earn $26/hour. That’s why. It was about expectations. They were scammed. You are defending a scammer when you use the classic capitalist values argument. It doesn’t work with scams.

I escaped the possible net losses drivers typically actually have by buying a used car that had already depreciated but had a reputation for low repair costs – a 2011 Elantra. It got great mileage. 75,000 miles later and it still runs beautifully. I took a standard mileage deduction that was far less than my real costs.

Others aren’t so lucky. They don’t even track their mileage.

My 2007 Kia has had over $2,000 in repairs since I bought it two months ago.
My 2007 Kia has had over $2,000 in repairs since I bought it two months ago. Do you think the dealer should cover the cost?

I bought another car, thinking I could do the same. It’s had three major repairs in less than two months and I haven’t even started Ubering in it. I buy with the expectation that the dealer will stand behind their reputation, since that’s what the first words coming out of the dealer’s mouth are. I say “are” and not “were.” They give me the same pitch every time I go there.

“We don’t sell cars that have problems. We inspect them. If they don’t pass our inspection, they go to auction” the salesman said. It wasn’t the first time I had heard this.

This car had supposedly been inspected. Even that wasn’t good enough for me though. I needed a reliable car to do business in. I was thinking about long term miles so I purchased an extended warranty. I couldn’t risk major repairs. I told the business agent, Sal, that I needed bumper to bumper coverage for that reason.

So Sal sold me a warranty, and the options he gave me were A, B and C and B had one price because of the deduction, which was $100. On that basis and with that expectation I bought it. “It covers everything but wear and tear,” stated Sal, with words I can still hear in my mind in his own voice.

Sal may have thought that but the warranty company didn’t see it that way. He printed out the back pages of a contract I never saw that said only listed parts were covered. Then when the fuel reserve tank had a leak in it and I had to replace the fuel pump assembly, the warranty company wouldn’t pay the claim. They said only the fuel pump itself was covered by the warranty – not the reserve tank. Sal was baffled. So was I. Sal may have been feigning his surprise. He makes money when he sells warranties. And that’s just … capitalist values.

Of course, the new shocks I had to buy six days after purchasing the car from this reputable dealer counted as “wear and tear.” I wouldn’t expect the warranty company to cover that. The dealer, on the other hand …

And that’s what capitalist values are really about – expectations. You buy expecting one thing and you get something other than what you thought you were buying. The letter of the law then steps in, whether you’ve actually seen it or not, and let’s you know that as a buyer you are screwed. In Florida, dealers get the upper hand in legal battles. Lemon laws don’t even apply for used cars.

It’s the new way capitalist values are set up here. Florida is the scam capital of the world, next to, maybe Nigeria or something.

Old fashioned values included deals done on a hand shake - because words mattered.
Old fashioned values included deals done on a hand shake – because words mattered.

Is that really capitalist values? No. There was a day when a deal was made on a hand shake. There was a time when people had integrity. Maybe people don’t know about that any more. Maybe the world lacks enough people who live according to worthy values. Enter the Restoration Party values. We are about the restoration of integrity because who wants an America that isn’t about that? Let me ask you something. Is integrity something worth fighting for? Do you really prefer an America that is run by thieves and scammers?

So here we are in a presidential election cycle. We have Donald Trump, on the one hand, who says he’ll get the Mexicans to pay for his wall but hasn’t spelled out how. Here’s a man who charged thousands of dollars for his University about learning capitalist values and now he’s being sued because it was a scam. But he’ll get away with it – just like Hillary got away with her email scandal and every other Clinton scandal. Trump had each student sign a testimony before they left. He’s got it covered with the paperwork and a team of lawyers. Doing that was part of what he teaches. It’s the art of the deal. It’s all in the contract.

Then on the other hand, we have Hillary Clinton. How many people in the Clinton inner circle have been murdered or mysteriously just decided to commit suicide days before giving testimony against the Clintons now? I’ve lost count. But hey, one thing can be said for sure. She’ll stop at nothing to get what she wants. And that’s a good thing. Right?

Hillary Clinton defended a forty five year old rapist against a twelve year old girl by claiming the girl had fantasies about older men. It was a straight out lie and it was her job to tell it. She gets a pass on that from her constituents because she was just doing her job as a defender for that rapist. Meanwhile, Donald is mocked for how he womanizes. After all, we have clips of Donald saying stupid things about his beautiful daughter. Donald is the womanizer, not Bill. Make sure you’ve got that straight. Hillary is a champion of women’s rights and she’ll be the first woman president. Women of America are certain of that. After all, women’s rights are all about abortion rights. If Hillary doesn’t pay her female staff as much as her male staff, that can be overlooked too.

It’s all about the ruthlessness. What the new American wants is a person who will get the job done regardless of the cost. Whoever wins in politics plays the political game and wins. It’s all about the winning. Whoever is in the lead, that’s who you should vote for. Even Donald said so. He doesn’t play to lose. The question is whether his mafia team is better than her mafia team. Nothing better than a good old fashioned New York street fight. Now that’s entertainment.

Did I just accuse both presidential candidates of mafia ties? Oh my. But what I’m writing about here is capitalist values.

Debt by President 2012. By the end of Obama's second term it will be almost twenty trillion.
Debt by President 2012. By the end of Obama’s second term it will be almost twenty trillion.

I want to change them. I want to restore integrity to America. I want to do this by creating a new political party – one that give us a fresh start and recognizes the problem, offering more than lip service to solving it. I want to eliminate cronyism, limit terms for elected officials, reduce earnings for government employees across the board – tying them to the average American income. I want to pay off the debt rather than lying about it to pretend it doesn’t exist. I hate debt. I’m tired of people being deluded about it.

Did you know that President Obama claims he reduced the national debt? He doubled the debt. He didn’t reduce it. Yet in the world of political double-speak, people believe him. Snopes and Politico have found ways to say he’s mostly right and convince you they are not biased. It’s all about selling expectation. The actual exchange matters very little to the new American. That’s what capitalist values have become. Whoever scams the best wins. And winning is what really matters for Americans. Right?

The debt clock has a time machine on it at usdebtclock.org. Use it. This is today. July 6th, 2016.
The debt clock has a time machine on it at usdebtclock.org. Use it. This is today. July 6th, 2016.

Bullshit. Being right is what matters. And doing something about being right -righting wrongdoing – matters more. Much more. I hate to have to spell out to you the wrongdoing, the corruption, the lies all these political candidates are running with. I just need to point out why it is we have to restore America back to sanity and integrity. It is insane to allow yourself to constantly be scammed. Enough is enough! Do NOT resign yourself to continuous political corruption. You have the ability to vote these creeps out of office.

The Restoration Party Mascot is the Dolphin
The Restoration Party Mascot is the Dolphin

I am writing down a road map for America to restore itself to sane government, uncorrupt government, financial stability, prosperity and maximized awesomeness. I have a truly inspired vision and I am going to share it with you so we can escape from this mess and I will not disappoint. It will take time between Uber rides and working for the scammer I’m working for this summer. Your patronage would be a tremendous help here.

This is page three of My Story. I am going to take you backwards in time one step at a time through my life. That politics is corrupt is no surprise, though I wish it was. Today we touched on ethics in business. People say that free market economics is inherently moral. It amazes me how theory and practice can be so far apart.

 

 

 

P.2: Stepping Back

I’ve decided to write my story backwards.

Backwards in time. It explains things.
Backwards in time. It explains things.

As I journey backwards in time, why I hate my job will get easier to understand. I want you to hate it as much as I do.

There are a lot of things I want you to hate.

I don’t mean I want you to become bitter or mean. I want you to care. I want you to hate it when people get hurt and abused their entire lives. I want you to hate it when life sucks and it sucks for reasons that didn’t have to be that way.

I only took this job because there wasn’t anything else that matched my provable skills at the range of income I needed to survive. I also took it because I didn’t know it would be such an outrage. I thought I would be helping people.

And now I have to quit but that means totally screwing myself because I have to have an income. I’ve already done what I could to change the system from within. I wrote in suggestions for how to make changes that would turn it into an ethical business. They didn’t implement them. My job is done here. The rest is pure desperation for an income on my part.

We moved last month. Lisa couldn’t walk up the stairs anymore because her stroke-affected left side has caused her knee to give out. We needed a first floor apartment. It was OK. We moved closer to Corinne’s nursing home. We’ve started visiting her more.

Moving is expensive and time consuming. It wasn’t a good month for the new car to have three major break downs. I just put $4,000 down on that Kia Rondo. It was perfect for Ubering, or would’ve been if the shocks, fuel pump assembly and compressor hadn’t all gone out. It was another two grand plus a loss of more Uber income.

In no time at all at this rate, I’ll be back where I was when we first moved to Tallahassee two years ago. We moved here ostensibly to be closer to Corinne. Largely we also left Palm Beach Gardens with our tail between our legs because the company I was trying to get funding for didn’t get its funding. I worked a whole year without pay.

It was a risk entrepreneurs take. We were so damn close. I had a falling out with the CEO over not getting paid. I was afraid if I stayed near there I might kill him.

Not really, but I didn’t want to be reminded of how bitter I felt. I asked Lisa not to ever mention his name. She still constantly brings it up. I can’t sue bankrupt companies. I just wanted to leave it. I needed peace in my soul. Looking back doesn’t do anything positive. I just had to rebuild.

But every time we didn’t have money to rebuild with, Lisa looked back at him who shall not be named. I could be rich if I had a nickel for every promise he made as he swore on his mother’s grave.

I hate being poor. I hate that my wife is half paralyzed and we can’t shop at Costco or Sams.

There are two reasons we can’t shop at Costco. First, Lisa can’t pick up anything heavy. Second, George eats everything in site. He’s over three hundred pounds now. What would he be if we bought in bulk?

George, our eighteen year old, wakes up at dusk, right when Lisa goes to bed. He goes to bed around sunrise, right when I wake up. He rules his own life. Making himself uncontrollable to us is part of his strategy. If we leave anything in the refrigerator at dusk, it disappears by morning.

The weigh in for the Cromagnon.Diet will be July 4th, at which point we start our forty day Cromagnon Action Plan. I have serious doubts about it working. Lisa and George are both far too controlling. She’ll buy stuff I asked her not to and he’ll eat the stuff I asked her not to buy.

Lisa Carvin
The very elegant, Lisa Carvin, ready for her new job and enjoying the new apartment. The struggle is not depicted here.

It’s not good that things are like that in a month when I earned $3000 less than I usually do and spent $10,000 more than I usually do, not when I’m still reeling from a year without pay at all. It all gets so wearisome. She was bad about overspending before the stroke. Now with the memory loss, it’s like fifty first dates but instead I have to educate her daily on how to stop buying stuff that costs money and does nothing but poison our bodies.

George closes his door. He doesn’t want to hear me yell at his mother. I hate that I couldn’t just keep quiet. I hate that I might have lost his respect. I look at him and apology flows from my heart in a flood of undropped tears that match the words I can’t think of to fix something that is just … hopelessly broken.

Don’t anybody tell me I don’t know the pain of poverty just because I live in the richest nation in the world. Poverty is all about math and cooperation in families. When cooperation doesn’t exist, the pain of poverty eats at your soul.

It’s not that the banks kick poor people farther down when they overdraw their accounts. It’s not the extra the poor have to pay for insurance, rent or loans, while the wealthy enjoy lower rates, cheap mortgages that build equity and gain money from investments instead of pay it, yet with lower pay checks. That’s not where the greatest pain is. That’s just the math.

The most painful part is the  never ending struggle to get a family to cooperate and still manage to have something worth holding on to – when it fails. When we can’t pay our medical bills we can blame it on the system. Our planned out monthly budget surplus is designed to reverse all this. It pays off a credit card. Our rates dropped from 30% with all maxed out cards down to 12%. We were getting somewhere. We’ve lost some ground – another year’s work maybe.

My hair would be gray if I didn’t shave my head. I really don’t want to see how old I’m getting.

Happy anniversary, Dear. The dollar movie tonight sounds great. Please. No popcorn. Promise?

P.1: My New Job I Hate

I hate my new job. I’m like a lot of people. But I think I hate it worse.

 

My Job is Crushing My Soul
My Job is Slowly Crushing My Soul

I hate it because it is against everything I stand for and care about. The stories I hear every day break my heart. It is my job to break hearts even more while pretending to fix problems. I hope what I do helps because it does sometimes but most of the time I know it doesn’t. My job is to help people get into debt. I’m a loan representative.

 

I thought I would like this job. It looked ideal from the outside looking in but now that I’m doing it, I realize that we’re not really in the business of lending. We’re in the business of taking advantage of people who are either unfortunate or addicted to debt and incapable of facing their addiction. I don’t like taking advantage of either kind of person. I don’t just find it unethical. I find it abominable.

 

I hate summer. In summer I lose my ability to drive for Uber full time because the students leave. That’s why I had to take this new job. The job market in Tallahassee sucks. It’s either government work, and I haven’t found a match for me there, or it’s part time minimum wage work in the private sector. Employers know they don’t have to pay a fair wage in Tallahassee. They get students to work part time from TCC, FSU and the high schools. In the summer it’s like a ghost town. It took me four months just to find a part time minimum wage job in Tallahassee before Uber was here.

 

I picked up a few passengers from this lending company that takes advantage of such desperation. They seemed to really like it. They like it because they get paid more than minimum and they earn commission too. They believe they are helping people but now that I’m working there too I know they hurt more than they help. Please help me get out of this. I’d quit in a heartbeat if I could.

 

So that probably seems odd to hear from the first blog of a Presidential candidate. But it shouldn’t be odd at all.

 

We hear it said all the time that our politicians care about the people. Bernie had his picture taken not flying first class. Being with the people – that was a big deal. Let me ask a question: which of the two of us knows what it’s like to suffer from unemployment? Which of the two of us is talking to people who are struggling with debt all day long for a living? Which of the two of us has attempted to start a business and knows what it’s like to lack the cash to do it? Which of the two of us knows what it is like to fail? Which of the two of us knows what it is like to pick up the pieces from failure? Which of the two knows what it is like to take care of a wife whose had a stroke, whose son is autistic, whose worked for minimum wage?

 

If being a person of the people is a qualification for office, I’ll begin my story by describing how I’m a guy just like the average American. I’m not a career politician. I’m a person who cares. I’m a person who really knows what it’s like. But that’s not even why I’m beginning this story by telling you how much I hate this new job. I hate it because I’ve struggled with debt for twenty eight years now, ever since I started my first business venture. It was a music studio. I bought the equipment with my own credit. Financially speaking, it was a mistake I’ve paid for ever since. In terms of life’s lessons, not so much.  We fail and we learn.

 

I hate debt. It’s not the job. Its the fact that the job looks at making debt possible as a good thing. And most of the time it’s not. Debt is my nemesis and I can’t let it win.

 

But no. It’s worse than that. The customer calls up looking for a loan. My first job is to sell them on a credit monitoring service they didn’t call up for. I get a mini-commission for each sale. I convince them they need all three credit scores. Sometimes that info helps. Usually it doesn’t matter. Their credit sucks. We already knew that before they called. We’re going to give them the same set of lenders almost every time. It’s pretty much just a big lie, though technically it may be true, but I have to follow the script.

 

The reason we get paid to sell them this service is so they can get their credit scores. We get paid a commission even though it is a free trial is they invariably forget to unsubscribe from the free trial until they see a $39 bill on their credit card statement – if they look.  The very thing I have always hated as I’ve looked at my credit card bills and my wife has gotten suckered into something that was supposedly free – God how many times has that happened? – I am now earning a commission from selling. I’m being paid to be a slime ball.

 

So you hate your job? So does everybody else.
Bars Need Support Groups to Keep Coming Back

The script has me telling these desperate people that I’m going to call back when they’ve got their credit scores. Really? Ten minutes before my shift ends with new callers constantly on the line? I do try to call back when I get notified they’ve got their scores but I only reach about 20% of them, at most. But that part isn’t in the script.

 

No, the script then has us giving them their lending options once they call back or if they already had their scores or just refused to be suckered by the first pitch and somehow I hadn’t lost them yet. That’s when we see what kind of predatory lenders are out there willing to charge ridiculously high rates of interest to a person with credit in the four and five hundreds or below. I have to tell them at that point that they should pay for a credit repair service for $99/month. That’s where the big commission is for me. I get almost $20 per sale. One an hour and I can meet my own family budget. I can’t ignore my family’s needs. I’m desperate just like they are, living paycheck to paycheck, struggling to get out of the debt trap.

 

The system is pretty slick. I don’t actually have to close the sale. All I have to do is transfer the sucker over to the credit repair company while pretending to have them on hold while I prepare their lending options. In reality, there are no lending options to prepare. That part is already determined before the transfer. It is a bold-faced lie. But it is in the script. Throughout the day, I receive messages from the floor managers encouraging me to do more calls and make more credit repair transfers. The repair company does the close. The more lies I tell the more I get paid.

 

I come home and I yell at my wife because she wants to go out for our anniversary and she knows we can’t afford it. She bought cereal last weak and I made her take it back to the store. She wanted to buy milk. My autistic son had drunk it all. Gotta have more milk. He’s obese. She bought some ice cream two days ago. He ate the whole tub in one night. Nobody else had any. Why was she surprised by that? How many times had we had this conversation? Does Bernie know anything about any of this? I don’t think so. I think he earns over $200,000 a year and doesn’t need more than one job to make ends meet.

 

Half the time the lenders don’t approve the client. The script says to tell them they can work the cost of the credit repair into the loan so not to worry about the cost. I see people losing homes. I see leaky roofs not getting fixed. I had two calls in one day where people had been involved in fatal accidents and been sued for all they had. One’s husband had cancer and was trying to pay for the treatments. Car repairs destroy lives and constitute a good chunk of the calls for emergency cash. Shitty things happen to good people. It’s my job to make their life shittier by selling them credit repair and monitoring they don’t need and can’t afford while they are in a crisis because my family has to make its budget.

 

Accumulation of Deficit By President - Does Not include IntraGovernmental Holdings
Accumulation of Deficit By President – Does Not include IntraGovernemntal Holdings

 

 

Government is fucked up like that too. That’s why I’m qualified to be your President. They keep screwing us over and then we keep just coming back for more of the same old shit. We’ve got to get over our addiction to the red and blue pills. They are running us into the poor house. If I can beat this debt in my own family after all I’ve been through then I can fix this country too. Damn. I can do anything if I can get through this. I’m a living super hero. Is Bernie a living super hero? I don’t think so. I think he’s just another variety of blue pill lunacy.

 

As I see it, its my job to deliver this country from its addiction because its life has become unmanageable. First it needs to recognize it has a problem. And then it needs to move forward and take a fearless moral inventory of its self-destructive behavior. In steps five and six it will start taking necessary actions to overcome those behaviors. You know the drill. Yes, we’re that fucked up.

 

This is no laughing matter. I have no barriers I can put up against the damage it is causing short of digging a hole in the ground and storing up canned foods and ammo. I have been predicting an apocalypse as the nation fails to face its addiction to debt and I’ve stated the math shows we have no more than sixteen years remaining before all hell breaks loose financially. I have solutions both for my own family and for this nation for getting out of debt. But count how many blog subscribers I have and when you see the irony, that’s how fucked up we are. I’m considered the nutty one just for telling the truth.

 

Bernie has no plan to get us out of debt. He has plans to spend more money and he hopes to trim a few projects and bring in some revenues – all of it just enough to hypothetically pay for his new spending so we can all have free college and health and more. He has zero plan to eliminate the Twenty Trillion dollar national debt that is published and less of a plan to knock out any of the intragovernmental holdings that go unpublished, which some estimate are as high as $200 Trillion.

 

If we count the holdings, in another decade or two we may just reach the Quadrillion Dollar Debt Mark. When all this implodes, as always happens to every nation that gets itself into more debt than it can handle, the picture won’t look pretty. All government operations will completely shut down. What that looks like in terms of the word “apocalypse” may be absent a few monsters stinging us from the sky. I’m not entirely sure but there is most certainly one thing it will require if we are to survive – restoration. Because it will mean utter failure – a literal death of the country, not just of its government, but of its entire financial system. Anarchy will be the only rule of law. It will be the job of the Restoration Party to prepare for that time but creating a plan of recovery from that type of anarchy. This is what I call “Solution B.”

 

There are many ways to take action. Here is a brief list.
There are many ways to take action. Here is a brief list.

I really do look forward to publishing Solution B for you as I complete the #RestorationParty Manifesto but unfortunately, right now I have two jobs, one of which I hate with all my heart and the other of which is underpaying me because it is seasonal. In the meantime, I do have two great start up opportunities. I have the Cromagnon.Diet and I also have the CabbyCam. I believe it would be a very wise investment to please get me the hell out of this lending place by being a patron for me in either one or both of these business endeavors. I have linked to their respective pages and if you instant message me I will discuss what economic opportunity there may be in them with you at length.

 

In the meantime, I am going to continue working for this demon lending company and there is another side of all this I want you to see. Those people I picked up in my Uber who said they loved this job – they don’t see anything wrong with what they do. In fact, I doubt they’ve ever even questioned it. There are over a hundred people working there doing what I do and I doubt more than  handful see anything wrong with it.

 

I wonder whether the best salesman isn’t a completely naive one. You’ve got to believe in your product. I know it’s not just me. I’ve lived these products. The damage is real. My wedding ring has been in pawn no less than five times thanks to the fun of living paycheck to paycheck since we moved here to Tallahassee. The rate of interest is over 300%. My first job was a savings counselor at a Savings and Loan. Remember those? 5% interest was a big deal.  When rates shot up to 30% on T30 Certificates of Deposit in the 1980s we were on a high that our money could earn like that. Those were the days when my Dad was trying to keep his business afloat. He had 300 employees and two plants that he had to keep refinancing mortgages on to keep things going. Cash was king. If you had it, you made boatloads. If you needed it, you paid boatloads. That was 30%. A pawn is ten times that much. Pay Day Loans, those I’ve had a few of too. They’re even higher than pawn shops. We sell those.

 

Up until now the USA has had a great credit rating. When credit ratings fall, interest rates shoot higher and higher. Right now, we pay less than 1% on much of our debt. Much of this is in what is called a “balloon” state. It is an artificially low state held down until the balloon period ends. At that time, the rate is scheduled to increase. The way this is typically solved is through a loan buy out or refinance. At that time, the balloon period is extended and the fees for the loan go into the pockets of a banker. If they aren’t earning interest, they’re selling loans at discounts at a loss and then refinancing their debt into new balloons. This all eventually pops because the credit worthiness of the borrower, in this case the United States government, eventually gets reassessed, all while the actual debt amount increases dramatically. Now since only the actual interest paid is going into the budget figures that get published, the other forms of profit taking involved go unreported, while the real debt dramatically increased in the form of intragovernmental holdings. And that, my friends, is how our corrupt government is handling a looming problem. They’re partying while the getting is going good. For tomorrow we shall die.

 

But I don’t like living lies or selling them for a living. I will not tolerate this bullshit behavior and I don’t care if I’m the only one dismayed. I’m going to publish real solutions to real problems. I’ll probably die in this struggle as I continue to be ignored but my writings will remain. And that’s my goal. Still, even in that I’ve been frustrated, because hundred hour work weeks have slowed down my publication of the Restoration Party Manifesto. Now you may well not agree with the solution I provided in chapter two. I’ve heard the objections. And I acknowledge the validity of some of them, as the chapter itself states. It’s not like I’m proposing to produce Twenty Trillion dollars out of thin air. But maybe you do agree that an entrepreneur who wants to change the world for the better ought to at least have his say. Why not consider making a bad investment for me into the Cromagnon.Diet? Write it off as a loss if it doesn’t work. Or try the CabbyCam if you prefer it? And if neither of these suits you, and you can’t muster the will to contribute to my political campaign, just consider contributing to an I feel sorry for you fund. I’ll accept.